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Terms of Service

Effective date: [TO BE UPDATED BEFORE LAUNCH]

Legal review required: This document is a template and should be reviewed by qualified legal counsel before the app launches publicly. Questions? Contact [email protected].

1. Acceptance of Terms

By downloading, installing, or using the split application ("App") or visiting dosplit.app ("Site"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, do not use the App or Site.

These Terms apply to all users of the App and Site, including visitors, participants in temporary expense rooms, and anyone who accesses any feature of the service.

2. Eligibility

You must be at least 13 years of age to use split. By using the App, you represent and warrant that you meet this age requirement. If you are under the age of 18, you should review these Terms with a parent or legal guardian.

3. Description of the Service

split is a shared-expense calculation tool. It allows users to:

  • Create temporary expense rooms with no account registration.
  • Record shared expenses and specify who paid and who participated.
  • Calculate a simplified settlement showing who owes whom.
  • Generate and share a plain-text expense summary through third-party messaging apps.

split is a calculation and summary tool only. It does not process, transfer, hold, or move money between participants. All calculations are for informational and organizational purposes. Users are responsible for making their own payment arrangements outside of the App.

4. Temporary Room Functionality

Expense rooms created in split are temporary. Each room is assigned a unique code and shareable link. Rooms and all data contained within them are automatically deleted after a period of inactivity or upon expiration. split does not guarantee the availability of room data after expiration. Users should export or copy settlement summaries before a room expires.

Room codes and links are not access-controlled beyond possession of the link or code. Do not share room codes or links with individuals you do not wish to include in your shared expense group.

5. No User Accounts

In the current version of split, no user accounts, usernames, passwords, or profiles are created or required. Participant names entered within a room are used only for expense labeling purposes within that room.

6. No Bank Account Connection

split does not connect to, access, or store any bank account, credit card, debit card, or other financial account information. The App does not integrate with any payment processor, banking institution, or financial service.

7. No Payment Processing

split does not process, initiate, authorize, or facilitate any monetary transfer between users. Any payments made between participants as a result of a split calculation are made entirely outside of and independent from the App, at the sole discretion and responsibility of the participants involved.

8. User Responsibility for Entered Information

You are solely responsible for the accuracy of all expense data, amounts, participant names, and other information you enter into the App. split performs calculations based on the data you provide and does not verify, audit, or validate any entered information.

You should verify all calculated amounts before making or requesting any payment. split expressly disclaims any liability for errors arising from inaccurate data entry.

9. Acceptable Use

You agree to use split only for lawful purposes and in a manner consistent with these Terms. You agree that you will not use the App to:

  • Violate any applicable local, national, or international law or regulation.
  • Engage in any conduct that restricts or inhibits any other person's use or enjoyment of the App.
  • Transmit any unsolicited or unauthorized advertising or promotional material.
  • Introduce any viruses, trojan horses, worms, or other malicious software.
  • Attempt to gain unauthorized access to any part of the App or its related systems.
  • Use the App to facilitate fraud, money laundering, or any other illegal financial activity.

10. Third-Party Services

split may be downloaded through third-party app stores, including the Apple App Store and Google Play Store, each governed by their own terms and conditions. When you share a settlement summary through a third-party messaging application, that sharing is governed by the terms of that third-party service. split is not responsible for the practices of any third-party service.

11. Intellectual Property

The App, Site, and all associated content, trademarks, logos, and software are the property of split and are protected by applicable intellectual property laws. You are granted a limited, non-exclusive, non-transferable license to use the App for personal, non-commercial purposes in accordance with these Terms.

You may not copy, modify, distribute, sell, or lease any part of the App or its content, nor may you reverse engineer or attempt to extract the source code of the App.

12. Educational and Informational Calculations

All settlement calculations provided by split are for educational and informational purposes only. They represent a mathematical allocation of shared costs based on the data you enter. split does not provide financial, legal, or accounting advice. You should verify all amounts independently before making any payment.

13. Service Availability

split does not guarantee that the App or Site will be available at all times, free from errors, or free from interruptions. We may modify, suspend, or discontinue the service at any time without notice. We will not be liable to you or any third party for any modification, suspension, or discontinuation of the service.

14. Disclaimer of Warranties

THE APP AND SITE ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. split DOES NOT WARRANT THAT THE APP WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

15. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, SPLIT AND ITS AFFILIATES, OFFICERS, EMPLOYEES, AGENTS, AND LICENSORS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM YOUR USE OF OR INABILITY TO USE THE APP OR SERVICE.

IN NO EVENT SHALL SPLIT'S TOTAL LIABILITY TO YOU EXCEED THE GREATER OF THE AMOUNT YOU PAID TO USE THE APP IN THE TWELVE MONTHS PRECEDING THE CLAIM OR ONE HUNDRED DOLLARS (USD $100).

16. Indemnification

You agree to defend, indemnify, and hold harmless split and its affiliates, officers, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or in any way connected with your access to or use of the App, your violation of these Terms, or your infringement of any third-party rights.

17. Termination or Restriction of Access

We reserve the right to terminate or restrict your access to the App at any time, with or without notice, for any reason, including if we believe you have violated these Terms. Upon termination, all provisions of these Terms that by their nature should survive will survive, including ownership provisions, warranty disclaimers, and limitations of liability.

18. Changes to the Service or Terms

We reserve the right to modify these Terms at any time. We will indicate the effective date of the most recent revision at the top of this page. Your continued use of the App after any such changes constitutes your acceptance of the revised Terms. We encourage you to review these Terms periodically.

19. Governing Law

These Terms shall be governed by and construed in accordance with the laws of [GOVERNING JURISDICTION — TO BE COMPLETED BEFORE LAUNCH], without regard to its conflict of law provisions.

20. Contact Information

If you have any questions about these Terms, please contact us at:

[email protected]